stitchwhich (![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
stitchwhich) wrote2009-12-12 10:26 pm
stitchwhich) wrote2009-12-12 10:26 pm
Guilt-free indulgence fund
Just after Pennsic, I decided to start saving money in a little-used account to fund my selfish-stuff... membership in organisations that Bossman isn't a part of, saving for shopping at Pennsic; the little things that we regularly feel a touch of guilt about spending money on. All it took was me shifting my habits around so I skip this or that take-out/sit down meal, or down-size it rather than eating 'as normal', choosing to skip that soda at the store and drink one at home instead. It's been rather painless. Of course. And because I treat the account as a bill, the money is 'spent' before we start using the payday funds for regular life and I have it in the back of my mind as funds I have to 'make up for' as I go about my daily living (creatively using my own guilt-button there).
Well, it is working quite well. So well, in fact, that I just ordered a Legos kit* that I would have never, ever have bought for myself. (NOT a Castle set - those are reserved to my family for gift-giving).
And the only guilt I felt about it was the knowledge that my husband doesn't do the same thing. So while we were watching TV this evening, I told him I'd be setting aside matching funds for him and asked which account he'd like to reserve as 'his'.
I'm liking this. It's not a great amount of money, just 'pocket change', which is what makes saving it so easy. And I'm already sort of looking at how much I'll have saved up in my account by the time Bossman's birthday rolls around - I can use the 'extra' funds to really get him something nice if I use them to augment 'what I would have used'. That just makes me grin. We use this method to pay off bills. It's only lately that I thought about using it to reward the inner child in me. And Bossman, now. :)
Well, it is working quite well. So well, in fact, that I just ordered a Legos kit* that I would have never, ever have bought for myself. (NOT a Castle set - those are reserved to my family for gift-giving).
And the only guilt I felt about it was the knowledge that my husband doesn't do the same thing. So while we were watching TV this evening, I told him I'd be setting aside matching funds for him and asked which account he'd like to reserve as 'his'.
I'm liking this. It's not a great amount of money, just 'pocket change', which is what makes saving it so easy. And I'm already sort of looking at how much I'll have saved up in my account by the time Bossman's birthday rolls around - I can use the 'extra' funds to really get him something nice if I use them to augment 'what I would have used'. That just makes me grin. We use this method to pay off bills. It's only lately that I thought about using it to reward the inner child in me. And Bossman, now. :)