(no subject)
I've been away from my computer too long. Bullet points:
- Had a dental implant installed on one side of my jaw but freaked slam out from pain when the dentist tried to do the same on the other side. It turned out that the tooth behind the empty spot there had a hairline crack running all the way down one root and settling into a small pool of infected tissue. Which spread itself into the other root and eroded part of the jaw. The tissue, as we found during extraction, was made up of nerve cells. They had to saw the tooth into quarters in order to pull it out. It was a harrowing experience and I am so very grateful that the orthodontist was talented and emotionally supportive. He shot my jaw full of anesthesia about every three minutes. It didn't hide all of the pain - no way - but it helped a lot. Recovery has taken me about three weeks now and I can joke that I came close to becoming an opioid addict thanks to the need for heavy drugs. I couldn't open my mouth more than enough to carefully insert a not-heaping teaspoon into it and gooshy food has been my diet for a couple of months now thanks to the initial insert appointment and the follow-up tooth extraction, bone graft, and new insert placement. But it is done and I am grateful. Also considerably poorer because our dental insurance did as expected and denied the claims for all of the work. So that was a few thousand dollars. Luckily we'd gone into it expecting that so it was planned. Sometime in the new year we will have to deal with the cost of two dental implants but that is after Christmas so I just am not going to think about it. And I have been jonesing for homemade popcorn for weeks.
- The car developed a hiccup whenever the gas peddle was depressed. We took it to a new-to-us shop (Christian Brothers. I understand that it is a chain) and learned that the spark plugs needed to be replaced along with brake pads and fluids, and a bit of this and that needed to be addressed too. They were fantastic with their initial exam of the car and sent us a full write-up complete with photos and suggestions, along with checky-boxes for "do this" or "not now". But still, that was another almost $3000 on the heels of the dental stuff. Our budget was past screaming and into whimpering.
- My spouse agreed that he'd likely never have the oompf to finish redoing the main bathroom so we contracted to get the bare studs covered with wallboard and prepped for painting. Cue another $3000 sliding out of the savings account. And now we're going back to the handyman service to contract for the painting, the installation of the lighted mirror (which we haven't purchased yet) and putting in the sink/vanity. Because getting it done is now "a thing" and we just want it over. I haven't gotten a quote about how much that is going to cost us yet.
- Our mortgage holder (blankity-blank Wells Fargo) refunded our October payment and then started calling me about being overdue on our payment. Yes, that made no sense to me either. It turned out that we didn't owe any more on the mortgage, just on the escrow. The house is actually paid off although until the last of escrow is in their hands they won't release the lien. The amount is more than a monthly payment and it is due now. And by "due" I mean it must be sent to a different office in a different state. So I set up the payment via our bank, over $2000, and sent it to the "right" office, patiently telling the folks who called to nag me twice a day that it was on its way. Yesterday I saw that the cheque had been cashed and I didn't get a phone call. Thank the Gods.
Except, nope, they called my husband at work and lectured him on the proper way to make the payment. Yes, they cashed the cheque but they will not accept it in the manner it was delivered and will be refunding us that amount because the payment has go through a specific electronic format or else must be sent as a cashier's cheque, otherwise the payment is "invalid". I was beyond livid. He slammed out of work early so he could pick me up so we could rush to the bank before closing and get a cashier's cheque made out. The deadline for the payment is next Monday. So we can't wait for the refund without accruing additional late fees and are currently out twice the amount owed. Are you rolling your eyes? I sure as heck was. And to make the whole thing even better, they will not cover December's property tax bill because it is "an advance payment for 2024", so we have to cover that ourselves in two weeks.
I hate Wells Fargo with some white-hot hate. But hey, assuming that the cashier's cheque is accepted, we're done with them. We will own our house outright. And that is one less monthly bill, the biggest one, that we won't have to worry about. I can live with quarterly tax bills and revamping our insurance to write Wells Fargo out of it.
- I'm learning how to make kumihumo cord. Currently only the beginner's braid as I get back into practise but I've got my eye on a book with instructions for different types. My goal is to make medallion cords to give to the Atlantian Royal to use on their award medallions. It feels good to be doing something to help the organization. And it is easing the heartache of losing my ability to embroider. I've also picked up my lucet again so I can make two different types of braids. The lucet is easier to use while sitting back in my chair.
- After the latest social media kerfuffle coming out of Caid, I am even more resistant to staying in the SCA once we move to Las Vegas and live in that kingdom.
- Had a dental implant installed on one side of my jaw but freaked slam out from pain when the dentist tried to do the same on the other side. It turned out that the tooth behind the empty spot there had a hairline crack running all the way down one root and settling into a small pool of infected tissue. Which spread itself into the other root and eroded part of the jaw. The tissue, as we found during extraction, was made up of nerve cells. They had to saw the tooth into quarters in order to pull it out. It was a harrowing experience and I am so very grateful that the orthodontist was talented and emotionally supportive. He shot my jaw full of anesthesia about every three minutes. It didn't hide all of the pain - no way - but it helped a lot. Recovery has taken me about three weeks now and I can joke that I came close to becoming an opioid addict thanks to the need for heavy drugs. I couldn't open my mouth more than enough to carefully insert a not-heaping teaspoon into it and gooshy food has been my diet for a couple of months now thanks to the initial insert appointment and the follow-up tooth extraction, bone graft, and new insert placement. But it is done and I am grateful. Also considerably poorer because our dental insurance did as expected and denied the claims for all of the work. So that was a few thousand dollars. Luckily we'd gone into it expecting that so it was planned. Sometime in the new year we will have to deal with the cost of two dental implants but that is after Christmas so I just am not going to think about it. And I have been jonesing for homemade popcorn for weeks.
- The car developed a hiccup whenever the gas peddle was depressed. We took it to a new-to-us shop (Christian Brothers. I understand that it is a chain) and learned that the spark plugs needed to be replaced along with brake pads and fluids, and a bit of this and that needed to be addressed too. They were fantastic with their initial exam of the car and sent us a full write-up complete with photos and suggestions, along with checky-boxes for "do this" or "not now". But still, that was another almost $3000 on the heels of the dental stuff. Our budget was past screaming and into whimpering.
- My spouse agreed that he'd likely never have the oompf to finish redoing the main bathroom so we contracted to get the bare studs covered with wallboard and prepped for painting. Cue another $3000 sliding out of the savings account. And now we're going back to the handyman service to contract for the painting, the installation of the lighted mirror (which we haven't purchased yet) and putting in the sink/vanity. Because getting it done is now "a thing" and we just want it over. I haven't gotten a quote about how much that is going to cost us yet.
- Our mortgage holder (blankity-blank Wells Fargo) refunded our October payment and then started calling me about being overdue on our payment. Yes, that made no sense to me either. It turned out that we didn't owe any more on the mortgage, just on the escrow. The house is actually paid off although until the last of escrow is in their hands they won't release the lien. The amount is more than a monthly payment and it is due now. And by "due" I mean it must be sent to a different office in a different state. So I set up the payment via our bank, over $2000, and sent it to the "right" office, patiently telling the folks who called to nag me twice a day that it was on its way. Yesterday I saw that the cheque had been cashed and I didn't get a phone call. Thank the Gods.
Except, nope, they called my husband at work and lectured him on the proper way to make the payment. Yes, they cashed the cheque but they will not accept it in the manner it was delivered and will be refunding us that amount because the payment has go through a specific electronic format or else must be sent as a cashier's cheque, otherwise the payment is "invalid". I was beyond livid. He slammed out of work early so he could pick me up so we could rush to the bank before closing and get a cashier's cheque made out. The deadline for the payment is next Monday. So we can't wait for the refund without accruing additional late fees and are currently out twice the amount owed. Are you rolling your eyes? I sure as heck was. And to make the whole thing even better, they will not cover December's property tax bill because it is "an advance payment for 2024", so we have to cover that ourselves in two weeks.
I hate Wells Fargo with some white-hot hate. But hey, assuming that the cashier's cheque is accepted, we're done with them. We will own our house outright. And that is one less monthly bill, the biggest one, that we won't have to worry about. I can live with quarterly tax bills and revamping our insurance to write Wells Fargo out of it.
- I'm learning how to make kumihumo cord. Currently only the beginner's braid as I get back into practise but I've got my eye on a book with instructions for different types. My goal is to make medallion cords to give to the Atlantian Royal to use on their award medallions. It feels good to be doing something to help the organization. And it is easing the heartache of losing my ability to embroider. I've also picked up my lucet again so I can make two different types of braids. The lucet is easier to use while sitting back in my chair.
- After the latest social media kerfuffle coming out of Caid, I am even more resistant to staying in the SCA once we move to Las Vegas and live in that kingdom.